Shop and equipment
Review the building, lifts, tools, diagnostic systems, parts, and equipment that make the shop run.
Explore Commercial Property Insurance
FOR GARAGES & AUTO REPAIR
Coverage built around the vehicles in your care.
Peak Regional helps Colorado garages and auto repair businesses explore coverage around customer vehicles, shop operations, tools, property, employees, and automotive-service liability.
A closer look at the work
Every repair carries a chain of responsibility.
A garage may be responsible for customer vehicles, specialized tools, employees, parts, equipment, and the work performed before a vehicle returns to the road.
Peak Regional starts with how the shop receives, services, stores, and returns vehicles, then helps identify the coverage conversations worth exploring.
Useful discussion areas
Look at the whole operation.
These are starting points for a conversation, not a checklist of coverage you automatically need.
Customer vehicles
Talk through the vehicles in your care, where they are stored, and the responsibilities that come with servicing them.
Explore General Liability InsuranceEmployees and technicians
Include technicians, service advisors, shop responsibilities, and how the team is organized.
Explore Workers’ Compensation InsuranceRoad testing and transport
Consider shop vehicles, parts runs, road tests, and other ways vehicles move through the business.
Explore Commercial Auto InsuranceExpanded services
New services, additional bays, fleet work, or a growing customer base can change the questions worth reviewing.
Explore Commercial Umbrella InsuranceCoverage options and availability vary by business and location and are subject to eligibility, underwriting guidelines, and carrier appetite.
The Peak approach
A practical conversation for the way you work.
Clear guidance starts with listening closely, explaining plainly, and staying involved as the business evolves.
Follow the vehicle
Start with how a vehicle enters the shop, where it goes, who works on it, and how it is returned.
Name the responsibilities
Peak Regional helps connect customer property, shop operations, people, tools, and service liability.
Keep pace with the shop
As services, equipment, staff, and vehicle volume change, revisit the coverage questions that matter most.
Bring the questions with you
Keep the shop moving.
Bring a new service, equipment decision, customer-vehicle concern, or renewal question to a focused coverage conversation.
Coverage options and availability vary by business and location and are subject to eligibility, underwriting guidelines, and carrier appetite.